Everything you need after you land in the US
From finding an apartment to opening a bank account and exploring PhD programs — your complete guide to settling in the United States.
What do you need help with?
Pick a category to get started.
PhD & Graduate Programs
Explore funded PhD and Masters programs with stipends, research areas, and application timelines.
- Stipend & funding details
- STEM-designated programs
- OPT/CPT eligibility
- Application deadlines
Housing & Apartments
Find off-campus housing near your university. Cost estimates, popular platforms, and what to watch out for.
- City-by-city rent breakdowns
- Trusted listing platforms
- Lease & deposit tips
- Roommate-friendly options
Banking & Finance
Open a US bank account within days of arrival. Compare banks, understand fees, and build credit from day one.
- No-fee student accounts
- Required documents checklist
- Wire transfer options
- Credit cards for new arrivals
Phone, Health & Daily Life
Everything else you need sorted in your first week — SIM card, health insurance, grocery, transport, and more.
- Best SIM cards for students
- Health insurance options
- Grocery & food delivery
- Transport apps by city
H-1B Employer Directory
Find companies with the highest H-1B approval rates, salary data, and OPT hiring history.
- Approval rate data
- Average salaries
- STEM OPT eligibility
- Cap-exempt employers
Step-by-Step Guides
From getting your SSN to filing your first US tax return — practical guides for every stage.
- SSN application guide
- Filing taxes as F-1
- OPT application walkthrough
- Building US credit
Your settlement timeline
A practical checklist for your first few months in United States.
Before you arrive
- Apply for housing early (6–8 weeks ahead)
- Research SIM card options
- Carry $300–500 USD cash for first days
Week 1
- Get a SIM card at the airport or carrier store
- Open a bank account (bring passport + I-20 + visa)
- Set up health insurance through your university
Month 1
- Get your Social Security Number (once OPT/work starts)
- Apply for a student credit card to start building credit
- Register with your city's international student community
Month 3+
- Begin OPT/CPT planning with your DSO
- Explore PhD / graduate program opportunities
- Start tracking your credit score
Also check out our free tools
Processing times, visa calculators, tax guides, credit builder, and more — all built for United States.